Top 3 Popular Mobile Wallets in India


The mobile wallet is one of the significant invention of 21st century besides e-commerce technology and other features supporting online shopping. Renowned online payment stores like Paytm, Mobikwik, Freecharge, etc. are providing mobile wallet services to people. They are developing their lives my making transactions easy, secure and smart.

People can easily store money in their digital wallet and use it to recharge mobiles, fulfill electricity and gas bills, and also perform online transaction while going the purchase process at leading stores like Flipkart, Snapdeal, Jabong, Makemytrip, Yatra, etc. Also, sites like CouponChaska can help you find great deals and discounts. Besides, mobile wallet technology also has a proven track record of ensuring secured transaction process as there is no need of sharing sensitive pieces of information such as debit card details, date of birth, etc.

Even, leveraging a digital wallet helps in a fast transaction during online shopping and online travel service booking, and also to earn extra discounts that come around to be 15% to 30%, which further invigorates the mind.

The top three popular mobile wallets in India are given below, and details corresponding to them are described elaborately:


Paytm is founded by Vijay Shekhar Sharma and is the leading online payment portal in India. Moreover, Paytm has gained immense popularity since its inception, and its digital wallet technology is indeed extraordinary. One can also enjoy incredible Paytm cashback offers, which is very much beneficial for people looking forward to buying expensive & branded products online.

Leading e-commerce portals like Uber, Makemytrip, Foodpanda, BookMyShow, and others have partnered with Paytm to allow customers use Paytm wallet system while going through the transaction process. There is also Paytm upgraded wallet system that provides a user to make a user perform monthly transaction up to one lakh rupees which previously was ten thousand rupees. Paytm also accepts coupon codes from leading coupon stores available online and helps a user to earn new discounts in all their services.


Freecharge ranks next to Paytm regarding popularity and recognitions. There have been a dramatic rise in the number of online traffic in Freecharge since last three years, and its digital wallet system has been a major competitor of Paytm counterpart. Users are getting benefitted most by free charge recharge offers.

Using Freecharge recharge offers user gets a good amount of cashback. The free charge mobile wallet can be used to recharge mobile, fill up gas and electricity bills, and more importantly, MetroCards which are indeed a great relief for busy professionals who rushes in the early morning to metro stations and often get frustrated by the long queues.

Moreover, Freecharge mobile wallet can be used to initiate online transaction process in leading online shopping e-commerce portals like Snapdeal, FindMyStyle, and ShopO. Freecharge also provides new cashback and discount offers and also accepts coupon codes to help people get a large price reduction and enjoy happy online payment.


Mobikwik is one of the fastest growing online payment portal with digital wallet system made up of cutting edge technology. Based on reports Mobikwik has witnessed 40% rise in the number of online traffic since the central government of India has decided to ban thousand rupees and five hundred rupees. Mobikwik digital facility is also highly beneficial in making an online transaction in many of the favorite online shopping stores.

Moreover, Mobikwik has partnered with twelve electricity boards across eight states of India and helping the common man to avoid waiting before electricity board bill counter and pay bills more comfortably through their digital wallet system. Also, the digital wallet system of Mobikwik is highly encrypted, and the chances of getting hacked are meagre.

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Mobikwik digital wallet also helps in getting an enormous amount of cashback benefits that usually ranges around 30% to 50%. Additionally when the festive months comes in, sometimes the cashback offers become even higher. All of this is indeed astonishing to many people.


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