There are various payment gateways that are available in India like PayU, CCavenue, BillDesk, Citrus Pay etc. But almost all of these payment gateways requires user to pay fixed amount of charges(startup fees) per year. But if you are just having startup at this, you may not find it suitable. So here we are going to introduce PayUMoney which is a hassle free service and we consider it as best free payment gateway for Indian users. Let’s take a deep look at their features and services.

Best Free Payment Gateway for Indian Users

PayU India is the flagship company of Naspers group which is a $25 Billion internet and media conglomerate listed on London and Johannesburg stock exchanges respectively. It provides state-of-the-art payment gateway solutions to online businesses. PayUMoney is powered by PayU India.

PayU India servers more than 4000 clients including leading companies including SnapDeal, Jabong, OLX, LensKart etc.


No Startup Fees : Unlike other payment gateways, PayUMoney is available completely for free. Therefore it is suitable for small business use or private use.

No Company Registration Required

Quick Setup : If you have kept everything ready while signing up then your account will be verified & activated within 48 hours by PayUMoney.

No Technical Knowledge Required : PayUMoney requires almost no technical knowledge while setting up. It has a very easy to use user interface.

Highly Affordable : Per transaction, PayUMoney charges only 2.2% of transaction charge which is considered very low when we compare it to any other payment gateways.

Dedicated Account Manager : Once you have reached transaction threshold, a dedicated account manager will be allotted to you. You can contact them via email & phone.

Fast Dispute Resolution

Email Invoicing : Create and send unlimited professional e-invoices to your customers. The customers receive an email and can pay online by just a click.

Free Web Store setup : You can create your own marketplace hosted on PayUMoney for free and start selling goods & services

Wide range of Payment Methods : PayUMoney accept Netbanking, Debit Cards, Credit Cards from almost all banks available in India.

PayUMoney Payment Options

Buyer’s Protection : Customer send payment to merchant, payment remains with PayUMoney until buyer release the payment. In this way customer remains protected from online frauds.

Discount for Buyer’s : Currently per transaction buyer get 2% discount.

Final Verdict

This is the only payment gateway we have came acrossed that is offering great features and services for free. If you have to collect payments for personal use or for no registered business then you should go with PayUMoney.

Sign Up for PayUMoney Now

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Mehul Boricha is the founder and owner of Tech Arrival. He is a computer and smartphone geek from Junagadh, Gujarat, India. He is currently pursuing his B.Tech from LDRP Institute of Technology & Research, Gandhinagar in his favorite branch i.e. Computer Engineering (CE). Apart from technology geek, he loves to listen to music, playing football etc.


  1. Hello Mehul Bro, Thanks for share. Really Good Listing. To be honest, i don’t know most of them and i don’t have account. I am going to check one by one. Specially PayUMoney 🙂 Will share my feedback with you



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